Italy

Italy is an EU and Schengen member that uses the euro. The main routes for skilled non-EU workers are the EU Blue Card and the employer-sponsored Decreto Flussi quota route.

🇪🇺 EU Member 🛂 Schengen Zone
Updated October 2026 1 min read
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For information only. This guide provides general information only and does not constitute immigration, legal, or financial advice. Visa rules, salary thresholds, and qualification requirements change frequently. Always verify critical decisions with official government sources and a qualified professional. Full disclaimer ↗

Banking in Italy for Expats

To open an account, an Italian bank must identify you with a valid identity document and record your codice fiscale (tax code). Legally resident consumers in the EU have the right to a basic account.

Bank Account Comparison

Bank Type Notes
Intesa Sanpaolo Full-service bank Significant bank supervised directly by the European Central Bank.
UniCredit Full-service bank Significant bank supervised directly by the European Central Bank.
Banco BPM Full-service bank Significant bank supervised directly by the European Central Bank.
BPER Banca Full-service bank Significant bank supervised directly by the European Central Bank.

🪪 About your codice fiscale

Banks, employers and landlords ask for your Codice fiscale. Assigned automatically when the Questura processes your permit (or by the SUI for work/family entries); otherwise at an Agenzia delle Entrate office. Public online services, including your tax return, use SPID / CIE / CNS.

Documents you'll need

  • ✓ Valid identity document (passport)
  • ✓ Codice fiscale (tax code)
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