Ireland
Ireland is an EU member outside Schengen, with English-speaking cities and employer-led employment permits such as Critical Skills as the main skilled route.
For information only. This guide provides general information only and does not constitute immigration, legal, or financial advice. Visa rules, salary thresholds, and qualification requirements change frequently. Always verify critical decisions with official government sources and a qualified professional. Full disclaimer ↗
Banking in Ireland for Expats
Irish retail banks require proof of identity and a verified address; a Personal Public Service (PPS) number is the key identifier for tax, social welfare, and most account openings.
If you're coming from your home country:
Bank Account Comparison
| Bank | Type | Notes |
|---|---|---|
| Allied Irish Banks | Full-service bank | One of Ireland's largest retail banks with branch and digital services. |
| Bank of Ireland | Full-service bank | Major high-street bank with personal and business accounts. |
| Permanent TSB | Full-service bank | Retail bank operating across Ireland (ptsb). |
| An Post Money | Full-service bank | Current accounts offered through the An Post network. |
| bunq | Digital bank | Digital bank available in Ireland with an English app. |
🪪 About your PPS number
Banks and employers use the Personal Public Service (PPS) number as your main identifier. A PPS number is always 7 numbers followed by either one or 2 letters. If you have a MyGovID account, you can apply online for a PPS number on MyWelfare.
Documents you'll need
- ✓ At least one form of photographic identification (photo ID) to prove your identity
- ✓ At least one document to prove your address
- ✓ Your proof of address must be less than 6 months old
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